Best Mortgage Brokers in Winnipeg

In order to find the ideal location, whether you want to start a business or are a future homeowner, you must look for a mortgage broker. Fortunately, this article has everything you require.

We’ll highlight some of the best mortgage brokers in Winnipeg, outline typical fees for their services, and address some frequently asked questions if you read all the way through.

What to Look for in a Mortgage Broker?

There are a few things to watch out for if you want to work with a reputable mortgage broker (which we know you do! ):

1. Application Method

Before deciding on a broker, ask a few questions about the application process. You can determine if they are someone you want to rely on in the future at this point.

• An estimated fee sheet that includes lender fees and fees from third parties. It should also include the typical time it takes to close and indicate whether there is an online platform available for uploading documents and monitoring the progress of your loan.
• Companies offering home loan services (appraisal, title insurance, escrow, etc.)
• Requirements for other loan products, including down payment, debt-to-income ratio, credit score, and others.
• The documentation requirements and deadlines for each stage of the loan application process
• Time and money needed to fix a rate

2. Knowledge

If you’re new to refinancing or buying a home, it’s crucial to have someone walk you through each step of the underwriting process. When responding to inquiries, take into account their availability, promptness, team, domain knowledge, and whether they offer succinct and clear responses.

3. Objectivity

It should be a joint effort by both parties to find a solution. In any successful partnership, communication is key. Regarding all fees, constraints, and paperwork, your mortgage broker must be open and truthful. You must also let them know if you have a poor credit rating because this is important information that will help them choose the best option for you.

4. Rates

You can get the most accurate loan pricing by phrasing this question as specifically as you can. Since interest rates fluctuate daily, be sure to provide all necessary details the day you request a quote on the rates you can anticipate.

How Much Does It Cost to Hire a Mortgage Broker in Winnepeg?

The percentage fees that mortgage companies charge are estimated below. However, prices may vary in reality.

Term	Average rates
1 year fixed	2.09%
2 year fixed	1.69%
3 year fixed	1.69%
4 year fixed	1.59%
5 year fixed	1.39%
5-year variable	1.29%
HELOC Open	2.95%

Best Mortgage Brokers in Winnipeg

Now that the basics are covered, let’s talk about the companies you might want to consider hiring from!

Castle Mortgage Group

Website	https://castlemortgagegroup.ca/
Address	1345 Waverley St #100, Winnipeg, MB R3T 5Y7, Canada
Phone	+1 204-474-1277
Email	info@castlemortgagegroup.ca
Category	Mortgage broker

Customer Reviews

Let’s take a look at what their clients have to say:

“I see a lot of awesome reviews for Luke Meadows Birch here on google reviews and it’s for good reason! I can’t say enough about Luke’s ability to navigate you through the home-buying experience. He’s extremely knowledgeable, professional, and courteous and will put you at ease throughout the entire process. Extremely happy to have had such a good mortgage broker. Luke is also very friendly, responsive, and patient – a huge plus for someone like me, that finds the home-buying experience to be overwhelming at the best of times. Thanks, Luke! I appreciate you.” – John Gordon

“Jeff Sparrow and Castle Mortgage have always been wonderful companies to deal with! We have dealt with them for over ten years for our personal and rental property and every meeting we have with Jeff is efficient, pleasant, and informative. He is extremely knowledgeable and consistently provides sound advice. We know we can depend on Castle Mortgage for the best rates and service and their recommendations are always stellar. We wouldn’t go anywhere else for our mortgage needs.”

Ideal Mortgage Solutions

Website	http://idealmortgagesolutions.com/
Address	739 Waterloo St, Winnipeg, MB R3N 0T3, Canada
Phone	+1 204-488-2416
Email	info@idealmtg.ca
Category	Mortgage broker

Ideal Mortgage Solutions is a company that says it will offer the best mortgage rates and products in Canada, as well as services and advice that can’t be found anywhere else. They boast many years of experience in the industry and say that rather than going to a bank, their clients can go to the entire market with them. They are committed to their clients and work hard to ensure they get the best possible deal.

Customer Reviews

Let’s take a look at what their clients have to say:

“Fantastic service. Chad went above and beyond my expectations and you can tell he is very passionate about his job. He gave very helpful advice and gave me a thorough breakdown of what my mortgage would look like. 11/10 would recommend Ideal Mortgage Solutions!” – Andrell Carta

“I highly recommend working with Chad at Ideal Mortgage Solutions. My husband and I worked with him when purchasing our home along with when we renewed our mortgage term. Exceptional customer service and truly someone who cares about your home-buying experience. We can’t thank you enough!” – Haylee Stubbs

The Spooner Group

Website	https://spoonergroup.ca/
Address	278 Marion St, Winnipeg, MB R2H 0T7, Canada
Phone	+1 204-505-3433
Email	info@spoonergroup.ca
Category	Mortgage broker

The Spooner Group is a mortgage financing, real estate, and law firm that originated in 2021. The group is made up of Tracy, Erin, and Taylor Spooner, who offer over 32 years of experience in the industry. The group offers competitive mortgage rates with many features for borrowers to choose from. They also provide unbiased advice that will continue long after the mortgage has been funded. The Spooner Group looks forward to building a relationship with borrowers for years to come.

Customer Reviews

Let’s take a look at what their clients have to say:

“My broker Erin did a fantastic job during the entire refinancing process! She was even able to find us a much better deal when the first offer did not meet our expectations. Highly recommended, Thanks Erin!” – Korbin Potosky

“I highly recommend Erin Winter. She was extremely helpful, kind, professional, and knowledgeable. She was a pleasure to work with.” – Gisele Carriere

Divine Mortgage Group

Website	http://www.divinemortgagegroup.ca/
Address	72 Mandalay Dr, Winnipeg, MB R2P 1V8, Canada
Phone	+1 204-691-6942
Email	info@divinemortgagegroup.ca
Category	Mortgage broker

Mortgage shopping doesn’t have to be a daunting task. Divine Mortgage Group makes it simple and easy to find the best mortgage rates. With access to promotional rates from a number of banks, our team of mortgage professionals can help you find the best financing option for your current situation. Whether you are a first-time home buyer, self-employed, or have bruised credit, we can help you find the right mortgage for you.

Customer Reviews

Let’s take a look at what their clients have to say:

“We got our house mortgage (first-time owner) from Vikash Bhavsar. As a first-time home buyer, one can only imagine the number of questions that would pop into someone’s head but he was very patient with us and answered all of our questions. He is very approachable and reliable to meet your mortgage needs. He kept us well-informed throughout the process and made sure that the process is stress-free. Most importantly, he went above and beyond to make sure that we get the best interest rate. You can count on him and he will exceed your expectations. Mark my words. He is the best! I wholeheartedly recommend Vikash to anyone seeking to get their mortgage.” – Krunal Patel

“Excellent Service. I got my Mortgage done by Mr. Rajeev Sehgal, it was due to his efforts that I got 0.59% less rates than what I was getting outside myself. I Would strongly recommend the services of Divine Mortgage group to anyone looking for a Mortgage. Thank you Mr. Rajeev Sehgal for making it possible for me to buy my first home and that too at great rates.” – Hemant Moudgill

Winnipeg Mortgage Broker Services – Sandi Huynen

Website	https://www.winnipegmortgagebroker.com/
Address	47 Baptiste Tourond Road, Winnipeg, MB R3X 0J4, Canada
Phone	+1 204-996-6046
Email	sandi@winnipegmortgagebroker.com
Category	Mortgage broker

Sandi Huynen has a wealth of experience in the banking and mortgage industries, which she brings to her role as a mortgage broker. After starting her career as a member services representative at a bank, she worked her way up to assistant manager. In this job, she learned how the finance industry works and got valuable experience helping customers. She later moved on to become a consumer lender, where she gained even more knowledge about mortgages and loans. After gaining all this knowledge, she decided to become a mortgage broker. She believes that with her skills, experience, and education, she can truly excel in this role.

Customer Reviews

Let’s take a look at what their clients have to say:

“I had a good experience with the Spooner group. Sandi was able to answer all the realtor’s questions in a timely manner in order to make a quick informed decision. She was able to secure a mortgage with a low-interest rate.” – Aneka Dean

“We got a mortgage through Sandi this summer. It was a wonderful experience and she provided great service. She got us an amazing rate and helped us through the whole process, right through until we took possession. Extremely professional and would recommend to anyone looking for a mortgage.” – Derek Witzky

FAQs About Mortgage Broker Services

---

The top mortgage brokers in Winnipeg have all been ranked by us. We hope the information in this article was useful to you as you made your travel arrangements.

Did we miss the person you mentioned? Please ask us any questions you may have.